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Rates

At Community South, we offer highly competitive and affordable rates to all of our members.

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Loan Type: Rate As Low As*:
Personal Line of Credit 9.5%
Home Equity Line of Credit Prime Rate + .75%
Overdraft 18.00%
New Vehicle 2.99%
Used Vehicle 2.99%
Recreational Vehicle/Farm Equipment 6.25%
Motorcycle/Boat/Classic Vehicle 5.5%
Equipment 7.25%
Major Appliance 9.00%
Personal Loan 9.25%

Mortgage

Type: Rate as Low As:
1st Lien Mortgage 3.5%
2nd Lien Mortgage 6%
Land/Lot Loan 4.5%
Construction 5%

Savings

Type Minimum Balance APY**
Savings Tiered Rates $5.00 (to open account) 0.0%
Savings Tiered Rates - interest bearing $100.00 (to earn interest) 0.30%
Money Market $2500 0.30%

Certificates

Type Minimum Deposit APY**
6 Month CD $500.00 0.40%
12 Month CD $500.00 0.65%
24 Month CD $500.00 1.00%
36 Month CD $500.00 1.35%
36 Month Step Up CD          $500.00 1.05%
60 Month CD $500.00 1.85%
60 Month Step Up CD $500.00 1.55%
Notes
* APR = ANNUAL PERCENTAGE RATE
** APY = ANNUAL PERCENTAGE YIELD