Current Rates

Loans
Loan Type Rate Term
Personal Line of Credit 9.00% - 18.00% 1-48 months
Home Equity Line of Credit 4.00% - 8.75% 1-180 months
Overdraft 18.00% 1-12 months
New Vehicle 4.50% - 18.00% 1-180 months
Used Vehicle 5.25% - 18.00% 1-180 months
Recreational Vehicle/Farm Equipment 6.25% - 18.00% 1-180 months
Motorcycle/Boat/Classic Vehicle 6.25% - 18.00% 1-180 months
Equipment/Computer 6.75% - 18.00% 1-180 months
Furniture/Appliance 7.75% - 18.00% 1-180 months
Share Secured Loan - 2% Above Rate Received on Account 3.00% - 4.50% N/A
VISA Classic Credit Card 11.50% - 14.50% N/A
VISA Platinum Credit Card 8.50% - 10.50% N/A
Rates were last updated on Thursday, April 23, 2009

Mortgage
Type Rate
5 Year Fixed First Mortgage 4.75% - 8.75%
Home Equity Line of Credit (Based on Prime) 4% - 8.75%
10 Year / 3 Year Balloon First Mortgage 5.5% - 9.5%
15 Year / 3 Year Balloon First Mortgage 5.5% - 9.5%
20 Year / 3 Year Balloon First Mortgage 5.5% - 9.5%
5 Year Fixed Second Mortgage 7% - 11%
15 Year / 3 Year Balloon Second Mortgage 7.5% - 11.5%
5 Year Fixed Real Estate Loan (Land Only) 5.75% - 9.75%
15 Year / 3 Year Balloon Real Estate Loan (Land Only) 6.5% - 10.5%
Call for 15 and 30 year fixed rates. Rates change daily.

Rates were last updated on Monday, June 01, 2009

Savings
Type Minimum Balance Dividend Rate
Share Savings Account - Tiered Rates $0.00 0.75% - 0.75%
Rates were last updated on Monday, January 04, 2010

Certificates
Type Minimum Deposit Dividend Rate APY**  
6 Month CD $500.00 1.49% 1.50% 6 months
12 Month CD $500.00 1.89% 1.90% 12 months
24 Month CD $500.00 2.53% 2.55% 24 months
36 Month CD $500.00 2.77% 2.80% 36 months
60 Month CD $500.00 3.55% 3.60% 60 months
Rates were last updated on Monday, November 30, 2009

Notes
* APR = ANNUAL PERCENTAGE RATE
** APY = ANNUAL PERCENTAGE YIELD