Current Rates

Loans
Loan Type Rate Term
Personal Line of Credit 7.75% - 18.00% 1-48 months
Home Equity Line of Credit 4.00% - 8.75% 1-180 months
Overdraft 18.00% 1-12 months
New Vehicle 4.50% - 18.00% 1-180 months
Used Vehicle 5.25% - 18.00% 1-180 months
Recreational Vehicle/Farm Equipment 6.25% - 18.00% 1-180 months
Motorcycle/Boat/Classic Vehicle 6.25% - 18.00% 1-180 months
Equipment/Computer 6.75% - 18.00% 1-180 months
Furniture/Appliance 7.75% - 18.00% 1-180 months
Share Secured Loan - 2% Above Rate Received on Account 3.00% - 4.50% N/A
VISA Classic Credit Card 11.50% - 14.50% N/A
VISA Platinum Credit Card 8.50% - 10.50% N/A
Rates were last updated on Friday, May 09, 2008

Mortgage
Type Rate
5 Year Fixed First Mortgage 4.25% - 10.25%
Home Equity Line of Credit (Based on Prime) 4% - 8.75%
10 Year / 5 Year Balloon First Mortgage 4.5% - 10.5%
15 Year / 5 Year Balloon First Mortgage 4.75% - 10.75%
20 Year / 5 Year Balloon First Mortgage 5% - 11%
30 Year / 5 Year Balloon First Mortgage 4.75% - 10.75%
5 Year Fixed Second Mortgage 6.25% - 12.25%
15 Year / 5 Year Balloon Second Mortgage 6.75% - 12.75%
5 Year Fixed Real Estate Loan (Land Only) 5.5% - 11.5%
15 Year / 5 Year Balloon Real Estate Loan (Land Only) 6% - 12%
Call for 15 and 30 year fixed rates. Rates change daily.

Rates were last updated on Thursday, May 08, 2008

Savings
Type Balance Range Dividend Rate
Share Savings Account - Tiered Rates $0 - $99 0.0%
  $100 - $2,499 1.00%
  $2,500 - $14,999 1.50%
  $15,000 - $49,999 2.00%
  $50,000 + 2.50%
Rates were last updated on Monday, April 7, 2008

Certificates
Type Minimum Deposit Dividend Rate APY**  
6 Month CD $500.00 3.21% 3.25% 6 months
12 Month CD $500.00 3.45% 3.50% 12 months
24 Month CD $500.00 3.70% 3.75% 24 months
36 Month CD $500.00 3.94% 4.00% 36 months
60 Month CD $500.00 3.94% 4.00% 60 months
Rates were last updated on Monday, April 07, 2008

Notes
* APR = ANNUAL PERCENTAGE RATE
** APY = ANNUAL PERCENTAGE YIELD