An improved lot is a lot that has access to utilities such as power, water and sewer. The 20% down payment can be in the form of cash or collateral on another piece of property.
Free Consultation and Pre-Approval
Community South Credit Union has a team of knowledgeable mortgage loan officers to assist you in the home buying process. Whether you're looking to build, refinance, purchase your first home, or take advantage of the equity you have built up; we have the loan options you want at the competitively low rates you've come to expect. Contact a friendly mortgage loan officer for a free consultation and pre-approval.