WHAT DOES COMMUNITY SOUTH CREDIT UNION

DO WITH YOUR PERSONAL INFORMATION?

FACTS

Financial companies choose how they share Your personal information. Federal law gives consumers the

right to limit some but not all sharing. Federal law also requires Us to tel! You how We collect, share, and

protect Your personal information. Please read this notice carefully to understand what We do.

The types of personal information We collect and share depend on the product or service You have with Us.

This information can include:

• Social Security number and income

• account balances and payment history

• credit history and credit scores

When You are no longer Our member, We continue to share Your information as described in this notice.

All financial companies need to share customers' personal information to run their everyday business. In the

section below, We list the reasons financial companies can share their customers' personal information, the

reasons Community South Credit Union chooses to share; and whether You can limit this sharing.

For Our everyday business purposes - such as to

process Your transactions, maintain Your account(s),

respond to court orders and legal investigations, or

report to credit bureaus

YES

For Our marketing purposes - to offer Our products

and services to You

YES

For joint marketing with other financial companies

WE DON’T SHARE

For Our affiliates' everyday business purposes -

information about Your transactions and experiences

WE DON’T SHARE

For Our affiliates' everyday business purposes -

information about Your creditworthiness

WE DON’T SHARE

For Our affiliates to market to You

WE DON’T SHARE

For non-affiliates to market to You

WE DON’T SHARE

Call (866) 638-8376 or inquire at contactus@communitysouth.net

How does Community South Credit

Union protect my personal

information?

To protect Your personal information from unauthorized access and use, We use

security measures that comply with federal law. These measures include computer

safeguards and secured files and buildings.

How does Community South Credit

Union collect my personal

information?

We collect Your personal information, for example, when You

• open an account or deposit money

• pay Your bills or apply for a loan

• use Your credit or debit card

We also collect Your personal information from others, such as credit bureaus,

affiliates or other companies.

Why can't I limit all sharing?

Federal law gives You the right to limit only

• sharing for affiliates' everyday business purposes - information about Your

creditworthiness

• affiliates from using Your information to market to You

• sharing for non-affiliates to market to You

State laws and individual companies may give You additional rights to limit sharing.

Affiliates

Companies related by common ownership or control. They can

be financial and non-financial companies.

• Community South Credit Union has no affiliates.

Non-Affiiiates

Companies not related by common ownership or control. They

can be financial and non-financial companies.

• Community South Credit Union does not share with non-

afftiiates so they can market to You.

Joint Marketing

A formal agreement between non-affiliated financial companies

that together market financial products or services to You.

• Community South Credit Union doesn't jointly market.