What's better than free? Nothing! Since we're not-for-profit, we put our money into serving you better. That's why we offer Convenient Checking — an account that's truly free — with plenty of amazing features.

Benefits include:

• No minimum balance required
• No monthly service fees
• Free Online Banking
• Free Mobile Banking
• 28,000 surcharge free ATMs
• Free eStatements

Get the checking account features you want most, with all the service, trust, convenience and value you deserve!

Imagine getting through life without ever having to dig for change — or worse, write a check. Use your free VISA Debit Card for purchases around the globe and online. It's safer than carrying cash and more readily accepted than checks. Plus, the very same card is used to make ATM withdrawals. One tiny piece of plastic with a whole lot of versatility!

Benefits include:

• No annual fees
• 28,000 surcharge free ATMs
• Worldwide acceptance at retailers and ATMs
• Funds directly withdrawn from checking account
• Overdraft protection available

Pay for everyday purchases the simple and secure way!