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Economic Impact Payments


As your local, hometown credit union, we're committed to helping you get through tough situations. The impact on our members is growing and we want to provide you with answers regarding the recent passing of the CARES Act. In an effort to provide relief to consumers and businesses during the coronavirus pandemic, the federal government has implemented a series of relief programs, including stimulus payments, also known as Economic Impact Payments.

The first group of stimulus payments for individuals is expected to be deposited into taxpayer accounts starting Wednesday, April 15. Many of our members won't need to take any action because the IRS already has your direct deposit information.

Who will receive the Economic Impact Payment automatically without taking additional steps?

Most eligible U.S. taxpayers will automatically receive their Economic Impact Payments including:

  • Individuals who filed a federal income tax for 2018 or 2019
  • Individuals who receive Social Security retirement, disability (SSDI), or survivor benefits
  • Individuals who receive Railroad Retirement benefits

If you HAVE NOT filed a 2018 or 2019 federal income tax return you should enter your payment information here:

Helpful tips

  • If the account and routing numbers you provided on either your 2018 or 2019 tax return do not pass the IRS validation check, or if CSCU does not have an account that matches the information you provided on your tax return, your payment will not be received. You will then be responsible for contacting the IRS to determine the best way to receive any stimulus funds.
  • The IRS urges everyone to verify the accuracy of routing and account numbers used on their most recent tax returns or through the IRS web portal to ensure stimulus payments are deposited in the correct account and are able to be received.

Watch for Fraud

The IRS urges taxpayers to be on the lookout for scam artists trying to use the economic impact payments as cover for schemes to steal personal information and money. Remember, the IRS will not call, text you, email you or contact you on social media asking for personal or bank account information — even related to the economic impact payments. Also, watch out for emails with attachments or links claiming to have special information about economic impact payments or refunds.

For additional information, visit the IRS website for information specifically dedicated to economic impact payments.

CSCU Financial Relief

We'd also like to remind you about the ongoing financial relief services we're offering to members including:

  • Low-Rate Relief Loan
  • Payment Deferments
  • Mortgage Assistance
  • "No Penalty" Early CD Withdrawals