Get road trip ready with a revved-up auto loan!
With up to $500 cash back, the snacks are on us! Reel in fun all summer long when you upgrade your vehicle with an auto loan through Community South.
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Branch Services
With a variety of personalized services, banking has never been so easy!
EZtellers
Our EZtellers are a new, faster, more efficient way to conduct your drive-thru banking. With an EZteller you'll have 24/7 self-service access where you can quickly complete common transactions or get real-time assistance from a teller via video chat during regular business hours.
EZtellers are...Convenient
With self-service access 24/7, you can quickly complete familiar transactions like
- Cash and check deposits
- Cash withdrawals
- Balance inquiries
- Account transfers
- Loan payments
- And more!
- Or get real-time assistance from a live teller during office hours
EZtellers are...Efficient
Enjoy shorter lines and 24/7 access by using EZteller conveniently located in our drive-thrus.
Plus, you'll still have access to live tellers during business hours, if you need help or have a question about your account.
EZtellers are...Secure
Check balances and conduct more transitions securely and with peace of mind. Plus, if you don't have your CSCU debit card with you you'll be able to request assistance from a teller who will verify your identity and provide account access.
EZteller FAQs
Wire Transfers
Send and receive your wire transfers with our safe and secure process! To initiate an Outgoing Wire, contact us. For Incoming Wires, follow the instructions below.
Incoming Wire Instructions:
Receiving Financial Institution:
Corporate America Credit Union
4365 Crescent Road
Irondale, AL 35210
Routing Number: 262-090-120
For Further Credit To:
Community South Credit Union
1044 Hwy. 90 East
Chipley, FL 32428
Routing Number: 263-277-696
For Final Credit To:
Member's Name
Member's Account Number
Special Instructions (checking, savings, or apply to loan)
Courtesy Pay
Mistakes happen— we get it! Avoid costly overdraft fees or missed payments that can hurt your credit rating with Courtesy Pay.1
Courtesy Pay is automatically added to your account if:
- You are 18 years or older, and your account has been open for at least 90 days.
- Your account has had a positive balance within the last 30 days.
- None of your loans are more than 30 days delinquent, and you have had an automated direct deposit within the last 45 days.
A notification letter will be sent to you if Courtesy Pay has been added to your account. To opt-out of the program, simply contact a Member Service Representative.
Skip-a-Pay
When the unexpected happens, we’ve got you covered! Skip up to two months a year2 with our convenient online form, and increase your household’s monthly budget.
Features:
- Skip up to two monthly payments a year
- You must have $25 per skipped payment, per eligible loan in your main checking or share account to successfully schedule Skip-A-Pay3
- Remember to cancel automatic payments such as BillPay, Pay Your Loan link, and Online Banking transfers. The credit union will stop all distributions and in-house transfers.
Useful Links
Rates
Account Type
APY1
Loan Type
APR1 as low as
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Rates as of current date. Rates subject to change at any time. Contact Us to verify current rates.
Ready to get started?
1For each overdraft paid through Courtesy Pay, you will receive a notice describing the transaction and fee imposed. Your checking account must return to a positive balance as soon as possible, but no later than 30 days following the paid overdraft. If your account remains negative in excess of 31 days, your Courtesy Pay privilege will be revoked. Legal action may be taken if a payment arrangement is not worked out. Courtesy Pay is a valuable member benefit but is strictly discretionary on the part of the credit union. The credit union retains the right to not pay an item presented for payment which would result in a negative balance or overdraft status on your account.
2Skipped payments can not be scheduled for consecutive months.
3If a member has multiple eligible loans, a $25 fee per eligible loan must be in the main share account regardless if the payment will be skipped. (i.e. If you skipped a payment for 1 loan, but you have 3 loans with us, you will need $75 in your main share account.)
Routing Number
#263277696
NMLS
#451247
© Community South Credit Union 2025, All Rights Reserved.
