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Get road trip ready with a revved-up auto loan!

With up to $500 cash back, the snacks are on us! Reel in fun all summer long when you upgrade your vehicle with an auto loan through Community South.

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Skip-a-Pay

Skip-a-Pay

Put extra cash in your pocket and take a break from monthly loan payments with Skip-a-Pay!

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Schedule a Skip-a-Pay

Skip-a-Pay

When the unexpected happens, we’ve got you covered!¹ Skip up to two months a year² with our convenient online form, and increase your household’s monthly budget.

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Features

Skip up to two monthly payments a year
You must have $25 per skipped payment, per eligible loan in your main checking or share account to successfully schedule Skip-a-Pay³
Remember to cancel automatic payments such as Bill Pay, Pay Your Loan link, and Online Banking transfers. The credit union will stop all distributions and in-house transfers.

Schedule a Skip-a-Pay

Rates

Account Type

APY¹

Loan Type

APR¹ as low as

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Rates as of current date. Rates subject to change at any time. Contact Us to verify current rates.

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¹Participating in the Skip-A-Pay program amends the original loan agreement and will extend the term of your loan by one month. Interest will continue to accrue on the principal balance of the loan from the last payment date. Allow 48 hours prior to the loan due date for processing. If you participate in Skip-A-Pay, it may alter the coverage of your GAP (Guaranteed Auto Protection). You should keep a copy of this with your loan documents. Other restrictions may apply. Any regular payment made through payroll deduction or direct deposit will be reversed and deposited into your CSCU account. Several loan types are excluded from this offer. Ask a credit union representative for additional information. Other exclusions may apply for those loans that have a payment greater than $1000, loan balances less than $100, annual payments, workout loans, TLMs, delinquent, and extensions in the last 6 months. Loans less than 6 months old can not be skipped. Business Loans and loans secured by real estate are not eligible.

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²Skipped payments can not be scheduled for consecutive months.

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³If a member has multiple eligible loans, a $25 fee per eligible loan must be in the main share account regardless if the payment will be skipped. (i.e. If you skipped a payment for 1 loan, but you have 3 loans with us, you will need $75 in your main share account.)