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Share & IRA Certificates

Share & IRA Certificates

Stack the odds in your favor! Round out your savings with fixed rates and flexible terms designed to fit your needs.

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Open a Share Certificate

Share Certificates

Stop sweating over the stock market, and start investing in something with your future in mind! Our Share Certificates put the control in your hands, so you can bolster your savings with guaranteed returns.

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Features

6 months to 5-year terms
Earn higher dividends
$500 minimum to open

Open a Share Certificate

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IRA Certificates

What does your ideal retirement look like? Whether it's strolling along white sandy beaches or quiet mornings in the countryside, build your retirement, your way, with our IRA Certificates!

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Features

NO fees with a minimum balance of $500
Quarterly interest payments

Open an IRA Certificate

Rates

Account Type

Dividend

APY¹

Loan Type

APR¹ as low as

6-Month Share Certificate

Dividend

4.00%

Call for Details

APY*

APR*

4.06%

Call for Details

12-Month Share Certificate

Dividend

3.75%

Call for Details

APY*

APR*

3.80%

Call for Details

24-Month Share Certificate

Dividend

3.25%

Call for Details

APY*

APR*

3.29%

Call for Details

36-Month Share Certificate

Dividend

3.00%

Call for Details

APY*

APR*

3.03%

Call for Details

60-Month Share Certificate

Dividend

3.00%

Call for Details

APY*

APR*

3.03%

Call for Details

6-Month IRA Certificate

Dividend

4.00%

Call for Details

APY*

APR*

4.06%

Call for Details

12-Month IRA Certificate

Dividend

3.75%

Call for Details

APY*

APR*

3.80%

Call for Details

24-Month IRA Certificate

Dividend

3.25%

Call for Details

APY*

APR*

3.29%

Call for Details

36-Month IRA Certificate

Dividend

3.00%

Call for Details

APY*

APR*

3.03%

Call for Details

60-Month IRA Certificate

Dividend

3.00%

Call for Details

APY*

APR*

3.03%

Call for Details

Rates as of current date. Rates subject to change at any time. Contact Us to verify current rates.

Ready to get started?

¹APY = Annual Percentage Yield. Rates are subject to change without notice. A minimum deposit of $500 is required to open a Share or IRA Certificate. Dividends are compounded and credited quarterly. Early withdrawal penalties may apply. Fees could reduce earnings on the account.