Excess Share Insurance

Excess Share Insurance

We are pleased to inform you that your Community South deposit accounts are insured up to $500,000.

You Earned it. We Protect it.

We are pleased to inform you that your Community South deposit accounts are insured up to $500,000. This exceptional level of coverage is attained through a combination of federal insurance provided by the National Credit Union Administration (NCUA) and private insurance from Excess Share Insurance Corporation (ESI).

How it works:

1. NCUA's basic federal coverage insures credit union members' deposits up to $250,000. You can use NCUA's Share Insurance Estimator to receive an accurate share insurance calculation at https://mycreditunion.gov/insurance-estimator

2. Second, accounts exceeding the maximum level of coverage provided by NCUA are also insured up to an additional $250,000, for a total coverage of $500,000 by ESI.

Rates
Account Type
APY1
Loan Type
APR1 as low as
No items found.
Rates as of current date. Rates subject to change at any time. Contact Us to verify current rates.

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*Example onlyIt is important to note that excess deposit insurance is payable only upon the failure and liquidation of the credit union. The credit union or ESI may terminate or modify this coverage, but in either case, you would be notified in writing of any change in the excess coverage