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Get road trip ready with a revved-up auto loan!

With up to $500 cash back, the snacks are on us! Reel in fun all summer long when you upgrade your vehicle with an auto loan through Community South.

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Home Loans

Home Loans

Make home everything you want it to be with our range of Home Loan options.

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Mortgage Loans

Home looks different to everyone; it makes sense that financing options should, too! Whether it's a big backyard to host the neighborhood BBQ or a dream view from the kitchen window, your perfect home should come with the perfect mortgage.

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Features

Competitive rates
Up to 100% financing¹
Standard and custom repayment terms available
3% down payment options¹
Hassle-free online application
Conventional, FHA/VA, First Time Homeowner, and 3-Year ARM mortgages available

Apply for a Mortgage

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Home Equity Loans

Life is full of adventures— don’t miss out! You’ve worked hard to build the equity in your home, now it's time to put that equity to work for you with a Home Equity Loan.

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Features

Competitive rates
120 month draw period followed by 120 repayment period
NO prepayment penalty
Hassle-free online application

Apply for a Home Equity Loan

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Land Loan

A plot of land is more than just some stakes in the earth— it's the perfect view, the place your child will take their first steps, the peaceful porch you'll kick your feet up on after a long day. We get it, so when you find the ideal spot to build your custom home, we're here to help you finance it!

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Features

Competitive rates
5 to 25 year repayment terms
Hassle-free online application

Apply for a Land Loan

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Construction Loan

Where others only see leveled earth, you see a place to call home. Be the architect of your future, and let us help you bring your vision to life with a Construction Loan!

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Features

Competitive rates
Flexible repayment terms
Low closing costs
Hassle-free online application

Apply for a Construction Loan

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Rates

Account Type

APY¹

Loan Type

APR¹ as low as

1st Mortgage

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2nd Mortgage

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Construction

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Home Equity Line of Credit

WSJ Prime (Contact Us for Details)

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Home Equity Loan

5.375%

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Rates as of current date. Rates subject to change at any time. Contact Us to verify current rates.

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¹APR=Annual Percentage Rate. Rates and terms are subject to change without notice and vary based on creditworthiness, loan amount, loan-to-value, and collateral. “Up to 100% financing” and “3% down” options are available for qualified borrowers only. All loans subject to credit approval. Contact us for current rates, disclosures, and eligibility details.

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Community South Credit Union is committed to fair lending. The Home Mortgage Disclosure Act (HMDA) requires financial institutions to collect and report certain information about home loan applications. This data helps show whether lenders are serving the housing needs of their communities and assists regulators in identifying possible discriminatory lending patterns.

HMDA data for Community South Credit Union is available at the Consumer Financial Protection Bureau’s website: https://www.consumerfinance.gov/data-research/hmda/