Checking Accounts

Checking Accounts

Bank easy and bank free— it’s as simple as 1, 2, 3!

Convenient Checking

What’s better than a checking account with no hidden fees? A checking account with no hidden fees designed to give you easy access to your money 24/7! Enjoy the convenience of a truly free account.

Features:

  • NO minimum balance 
  • NO monthly service fees
  • 24/7 account access through Mobile and Online Banking 
  • FREE eStatements
  • Access to 28K+ surcharge-free ATMs1
  • Members 50+ get free checks and up to 5 cashiers' checks each month2

Plus, get your paycheck up to 4 days early with Direct Deposit!3

VISA® Debit Cards

With one piece of plastic comes a whole lot of versatility! Forget about writing checks or carrying around loose change— draw funds directly from your checking account and enjoy worldwide acceptance at retailers and ATMs. 

Features:

  • NO annual fees
  • Access to 28K+ surcharge-free ATMs
  • Overdraft Protection available4
Rates
Account Type
APY1
Loan Type
APR1 as low as
No items found.
Rates as of current date. Rates subject to change at any time. Contact Us to verify current rates.

Ready to get started?

1Access to 28,000+ surcharge-free ATMs is available through the Co-op ATM network. Fees may apply at out-of-network ATMs or if the ATM operator imposes a surcharge.

2Members age 50 and older are eligible for one standard box of checks per calendar month at no charge. Additional boxes or custom styles may incur a fee.

3"Early Pay" offered by CSCU, allows members with direct deposit to receive their funds immediately, regardless of the deposits scheduled posting date. No eligibility required. Early Pay enrollment is automatic for members, and there is no fee associated with the service. While the intention is to make direct deposits available early, it is possible CSCU may not receive deposit information ahead of time from the ACH (Automated Clearing House) originator. In such cases, the deposit will be posted on the scheduled posting date. Some direct deposit types may not be eligible for Early Pay.

4Overdraft Protection is optional and subject to approval. Fees may apply if overdraft coverage is used. Please see our Overdraft Disclosure for details.